Kentucky Housing Market
Cold MarketHousing market data and trends for Kentucky. Track median prices, inventory, days on market, and competition metrics for real estate investors.
Data period: January 2026
Median Sale Price
$265K
↑ 0.5% YoY
Days on Market
64 days
↑ 12.3% YoY
Active Inventory
11,308
↑ 6.7% YoY
Homes Sold
2,580
↓ 5.8% YoY
Cold Market
Inventory is high and homes are sitting longer — a buyer's market.
Kentucky Market Summary
The Kentucky housing market is cooling down. As of January 2026, the median home sale price is $265K, up 0.5% year-over-year. Homes are spending a median of 64 days on the market, 12.3% longer than a year ago.
There are 11,308 homes for sale — 6.7% more than last year. With 4.4 months of supply, this is a balanced market. 3,643 new listings were added during this period, up 4.2% year-over-year.
Homes are selling for 96.9% of their list price on average, suggesting room for negotiation. 14.2% of homes sell above their asking price. 23.6% of listings have had a price drop.
Market Opportunity Score
Based on current market conditions
81
Contributing Factors
How This Market Compares
vs. National Median
Investor Takeaway
The cooling market may present buying opportunities with less competition and more negotiating leverage. A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 37% below the national median, which could indicate stronger cash flow potential.
Kentucky Market Trends
Median Sale Price
Median Days on Market
Active Inventory
Homes Sold
Sale-to-List Ratio
Listings with Price Drops
Detailed Market Metrics
Median List Price
$281K
Price per Sq Ft
$158
Sale-to-List Ratio
96.9%
Months of Supply
4.4
Sold Above List
14.2%
Price Drops
23.6%
New Listings
3,643
↑ 4.2% YoY
Pending Sales
3,541
Metro Areas in Kentucky
Louisville, KY metro area
$269K median
60 days
on market
Lexington, KY metro area
$340K median
66 days
on market
Bowling Green, KY metro area
$296K median
103 days
on market
Elizabethtown, KY metro area
$270K median
57 days
on market
Richmond, KY metro area
$293K median
70 days
on market
Owensboro, KY metro area
$202K median
27 days
on market
Paducah, KY metro area
$179K median
63 days
on market
London, KY metro area
$188K median
91 days
on market
Frankfort, KY metro area
$270K median
72 days
on market
Bardstown, KY metro area
$258K median
52 days
on market
Somerset, KY metro area
$230K median
112 days
on market
Danville, KY metro area
$260K median
77 days
on market
Madisonville, KY metro area
$157K median
43 days
on market
Glasgow, KY metro area
$186K median
120 days
on market
Mount Sterling, KY metro area
$170K median
65 days
on market
Mayfield, KY metro area
$180K median
79 days
on market
Campbellsville, KY metro area
$245K median
87 days
on market
Murray, KY metro area
$240K median
160 days
on market
Middlesborough, KY metro area
$232K median
116 days
on market
Central City, KY metro area
$193K median
73 days
on market
Maysville, KY metro area
$204K median
77 days
on market
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Try It FreeHousing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.